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Easy Loans No Credit Check
The Fastest and Most Effective Personal Money Solution to Get Funds Anywhere, Anytime!
Motiveloan can provide funding up to $5,000. We have strong partnerships with number of lenders. We can cover nearly all 50 states. You can apply for the loan quickly from your home.
How it works
MotiveLoan believes that process to get a loan should not be complicated, but rather quick and easy. The online application has been simplified with simple questions that can be answered quickly to point you in the right direction. It is important that you complete your loan request accurately as this information will be used by our lenders to determine if they are able offer you a loan. MotiveLoan has many lenders with different lending practices and methods. This is one of the benefits of MotiveLoan . Because there are many lenders in our network, you’re more likely to find one that suits your needs. We encourage you to carefully read the disclosures, loan terms, and lending practices of each lender before signing any loan.
Most Frequently Asked Questions
What is a personal loan?
A personal loan allows an individual to get up to $35,000 of funding. This loan can be used to purchase luxury items, home improvements, vehicle repairs, or large-scale purchases. The term is the length of the loan and can vary from 30 days to 180 days depending on the lender. The online form is very simple and does not ask for any lengthy questions. It simply asks you for basic information and the address where the loan should be sent. It’s that simple!
Basic Loan Requirements
- You must be at least 18 years of age
- You must be a U.S. citizen, permanent resident or a naturalized citizen.
- Current employment or steady income.
- To receive the funds, you will need a bank account.
What’s a personal loan for?
Personal loans are available to people for home repairs, luxury purchase, holiday shopping and many other purposes. One of our lenders will help you get the money you need. Simply fill out the online form. If you’re approved, your funds may be available within the next business day.
Don't waste your time. Get a loan online.
Are there any applicable fees and/or interest?
MotiveLoan will provide services at no cost, however the lender may charge fees if you request a loan. After approval, your lender may charge fees and/or interest. They must also provide full disclosure about their loan terms. You are responsible for reading through all terms and conditions before you sign your loan agreement.
What is the best time to repay my loan?
Lenders have different loan repayment terms. For details on repayment terms, check out the loan agreement provided by your lender.
What if I need to make a late payment?
Lenders can vary on the penalties for late payments. Although lenders may be open to you contacting them directly, some lenders may charge a fee if that is part of their agreement. If you have questions about repaying your loan, contact the lender.
What can you do to protect my privacy?
Privacy is important to us. We use industry-standard encryption for our website to prevent third parties from intercepting your data. For more information, please see our privacy policy.
Important Information and Disclosures
APR Disclosure & Range Information
The annual percentage rate (APR), is a measure for credit costs. It’s a nominal annual rate. It is a ratio of the value and time received by the consumer to payments made and the amount and timing thereof. MotiveLoan is not a lender and cannot guarantee an APR. Annual Percentage Rates (APRs) range from 5.99% to a maximum 35.99%. Personal loans come with a minimum repayment period of 61 days and maximum repayment period of 72 months. Please read the loan agreement before accepting a loan from any lender in our network. The APR and repayment terms might differ from those listed here.
Here are some examples of APR, Total Loan Costs and All Fees
| Maximum Loan Amount | $1,000 | $2,000 | $5,000 |
| Interest Rate | 24% | 19% | 13% |
| Loan Term | 12 Months | 24 Months | 48 Months |
| Fee | 3% | 5% | 8% |
| Fees | $30 | $100 | $400 |
| Repayment | $94.56 | $100.82 | $131.67 |
| APR | 29.82% | 24.12% | 18.23% |
| Total payments | $1,134.72 | $2,419.68 | $6,320.12 |
| Total Costs | $164.72 | $519.68 | $1,720.12 |
Renewal Policy
Lenders can have their own renewal policies. Some lenders have automatic renewal or roll-over features. These conveniences are often available at an additional cost. For their renewal policy, please ask the lender to which you were connected. It is important to carefully read the Loan Agreement and Disclosures before you accept the loan.
Late, partial, or non-payments and collections
Each lender must comply with the laws of their state, but each lender has its own approach to late payments. Lending is an agreement between you, the lender, to repay the loan in full within the agreed time. Your agreement with your lender will determine whether you have to pay late fees or send your payment to a collection agency. You can also report late, partial, or non-payments to a consumer reporting organization. These policies can change from lender to lender so make sure you check with your lender.
